Vicky Shaw
Money
Wealth expert’s tips for building financial goals and resilience over a lifetime
Four-fifths of people are working towards at least one financial goal, according to research for HSBC UK Premier.
By Vicky Shaw
21 Apr 2025
Money
Areas with fastest and slowest falls in ATM withdrawals since pandemic revealed
In general, locations which are more deprived are moving away from cash more slowly, ATM network Link said.
By Vicky Shaw
12 Mar 2025
Money
FCA likely to consult on motor finance redress if widespread failings found
Firms would need to offer ‘appropriate compensation’ if a redress scheme is set up, the Financial Conduct Authority said.
By Vicky Shaw
11 Mar 2025
Money
Personal debt ahead of Trump in list of most avoided topics of conversation
Salaries and personal savings are also among the topics that people avoid, according to money app Plum.
By Vicky Shaw
11 Mar 2025
Tech
Scam warning for learner drivers after bank records jump in reported cases
Learner drivers are losing £244 on average to bogus offers of lessons and tests, according to figures from Lloyds.
By Vicky Shaw
10 Mar 2025
Money
Over-50s reveal the key money advice they would give to their younger selves
Hearing over-50s’ advice to their younger selves can give people some helpful hints, Aviva said.
By Vicky Shaw
10 Mar 2025
Money
Three in 10 ‘were put off making recent major purchase due to money worries’
Just over half of people have needed to make adjustments to cover essential spending in the past month, Which? said.
By Vicky Shaw
8 Mar 2025
Money
Earnings thresholds at which women and men would say someone is wealthy revealed
Research for HSBC UK found perceptions differed among people earning £100,000-plus, compared with the general population.
By Vicky Shaw
7 Mar 2025
Money
Regulator pledges ‘swift action’ to support home ownership
Among the steps it is taking, the Financial Conduct Authority will open a public discussion on the future of the mortgage market in June.
By Vicky Shaw
7 Mar 2025
Money
How to celebrate Mother’s Day on a budget
New research reveals the gift mums really want on Mother’s Day and what they’re most likely to receive.
By Vicky Shaw
7 Mar 2025
Money
Cheaper mortgage payments for some homeowners after major bank cuts rate
HSBC UK has reduced its standard variable rate from 6.99% to 6.74%, in an announcement made on Friday.
By Vicky Shaw
7 Mar 2025
Money
Vulnerable customers encouraged to seek support from financial services firms
The Financial Conduct Authority has highlighted examples of good practice by firms dealing with vulnerable customers and areas in need of improvement.
By Vicky Shaw
7 Mar 2025
Money
Women ‘risk emptying their private pension pots a decade earlier than men’
Some female retirees could end up with a 14-year shortfall between their private pension funds running out, and the end of their life, L&G said.
By Vicky Shaw
6 Mar 2025
Buying & Mortgages
First-time buyer mortgage payments up £350 per month in five years
A typical first-time buyer in Britain faces paying a mortgage of £940 per month, up from £590 per month five years ago
By Vicky Shaw
6 Mar 2025
Money
Coronavirus pandemic ‘has had lasting impact on people’s attitudes to finances’
Some people have become more focused on saving, or spending on experiences to enjoy the ‘here and now’, according to research for Chase.
By Vicky Shaw
5 Mar 2025
Money
Parents ‘spending nearly £20 per child on costumes for World Book Day this year’
Families will spend £2 more on average per child on costumes for World Book Day than they did last year, a survey for Rakuten indicates.
By Vicky Shaw
5 Mar 2025
Money
‘High numbers’ of motor finance commission complaints seen by ombudsman service
The Financial Ombudsman Service said it is putting steps in place to ensure it can resolve motor finance commission gripes ‘as quickly as possible’.
By Vicky Shaw
4 Mar 2025
Money
People may still boost state pension even after deadline passes in April
A form to request a call back to pay voluntary national insurance contributions has been placed on gov.uk for people struggling to get through.
By Vicky Shaw
3 Mar 2025
Money
Barclays to reduce mortgage rates from Tuesday including five-year deal at 3.96%
The lender said it would reduce some of the rates it was offering by up to 0.48 percentage points.
By Vicky Shaw
3 Mar 2025
Money
Dip in number of mortgage approvals to home buyers in January
Some buyers may have decided they are too late to take advantage of a stamp duty holiday by the end of March, a finance expert said.
By Vicky Shaw
3 Mar 2025
Money
Rental fraud warning issued to young adults preparing to move home this spring
Home Office ministers are urging people to avoid being rushed into a quick decision or handing over cash without viewing a property first.
By Vicky Shaw
3 Mar 2025